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Cyprus (LTD) vs Romania (SRL)

Comparison of Cyprus (LTD) vs Romania (SRL). Each country offers multiple entity types — this page compares the primary types side by side. Tax, formation cost, banking, and visa data from our verified database. See country pages for all entity options.

Side-by-side comparison

MetricPrivate Company Limited by Shares (LTD)Limited Liability Company (SRL)
Entity typeLTDSRL
Corporate + state/local tax15.0%16.0%
Formation cost$380$30
Annual maintenance$22$0
Formation timeline5-10 business days3-5 business days
Minimum capital0 USD110 USD
Local directorNot requiredNot required
Business bankingOpening a traditional corporate bank account in Cyprus is notoriously rigorous and can take 3 to 6 weeks due to strict AML/KYC regulations. Banks typically require proof of local economic substance, such as a physical office and a resident director. For faster, remote-friendly alternatives, many founders opt for EMI fintechs like Revolut Business or wamo. · 3 remote-friendly bank(s)Opening a traditional corporate bank account in Romania as a non-resident founder is highly challenging due to strict KYC and AML regulations. Most local banks require a physical visit, proof of local substance, or a notarized power of attorney. Consequently, many foreign founders rely on digital platforms like Revolut Business or Wise for their initial operations. · 2 remote-friendly bank(s)
Visa / residency3 options (Cyprus Startup Visa, etc.)2 options (Digital Nomad Visa, etc.)
Ease of business rank#54#55

Highlighted cells indicate a lower tax, cost, or better rank where applicable.

🇨🇾 Cyprus guide🇷🇴 Romania guideSimulate tax in CyprusGet personalized advice

Frequently asked questions

Which is cheaper to form: Cyprus (LTD) or Romania (SRL)?

Romania (SRL) has lower formation costs. Compare annual fees in the table above.

Which has lower corporate tax?

Cyprus (LTD) has a lower combined rate (15.0% vs 16.0%). See each entity guide for details.

Which is easier for remote business banking?

Cyprus (LTD): Opening a traditional corporate bank account in Cyprus is notoriously rigorous and can take 3 to 6 weeks due to strict AML/KYC regulations. Banks typically require proof of local economic substance, such as a physical office and a resident director. For faster, remote-friendly alternatives, many founders opt for EMI fintechs like Revolut Business or wamo. · 3 remote-friendly bank(s). Romania (SRL): Opening a traditional corporate bank account in Romania as a non-resident founder is highly challenging due to strict KYC and AML regulations. Most local banks require a physical visit, proof of local substance, or a notarized power of attorney. Consequently, many foreign founders rely on digital platforms like Revolut Business or Wise for their initial operations. · 2 remote-friendly bank(s).

How do I choose between Cyprus and Romania?

Start by picking the right entity type (LTD, LLC, sole trader, etc.) — each country page lists all options. Use our formation advisor and tax simulator for personalized guidance.