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Sociedad de Responsabilidad Limitada (SRL) in Panama — Amazon FBA & E-Commerce Formation Guide

For non-US residents, a US LLC (e.g., Wyoming or Delaware) is highly popular for Amazon FBA because it provides easy access to US payment gateways (Stripe, Mercury) and Amazon US, often with 0% US corporate tax if structured correctly. If selling primarily in Europe, a UK LTD or Estonian OÜ simplifies VAT registration and OSS compliance.

Last verified: June 13, 2026

Corporate Tax

25.0%

State Tax

0.0%

Formation Cost

$250

Annual Fee

$300

Forming a Sociedad de Responsabilidad Limitada (SRL) in Panama as a Amazon FBA & E-Commerce means a total tax burden of 25.0% and an official formation cost of $250. There is no minimum capital requirement. Standard formation takes 5-10 business days, or 2-3 business days expedited. No local director is required; the process can be managed remotely. This guide covers the steps, tax breakdown, banking options, and compliance requirements — all from verified data.

First-year total cost

$950

Ongoing (per year)

$600

Detailed cost calculator →

Why Sociedad de Responsabilidad Limitada (SRL) for Amazon FBA & E-Commerce?

A business model where you sell physical products on Amazon's marketplace, utilizing their Fulfillment by Amazon (FBA) network. Choosing the right jurisdiction is critical for managing inventory taxes, VAT/Sales Tax nexus, and accessing global payment gateways.

Ideal for

  • US LLC (Wyoming/Delaware) for the US market
  • UK LTD for the European market
  • Estonian OÜ for digital nomads
  • UAE Free Zone for tax-free scaling

Challenges to watch

  • Sales tax and VAT compliance across multiple states/countries
  • Strict Amazon seller account verification processes
  • Product liability risks requiring corporate shields
  • Managing multi-currency cash flows and high conversion fees

Key decision criteria

  • Does the jurisdiction support easy Amazon Seller Central registration?
  • Can you easily open a business bank account compatible with Amazon disbursements?
  • What are the VAT or Sales Tax nexus implications for where your inventory is stored?
  • Do you need product liability insurance, and is it available for your entity type?

Sociedad de Responsabilidad Limitada (SRL) formation requirements

Minimum capital

None

Standard timeline

5-10 business days

Expedited timeline

2-3 business days

Local director

Not required

Registered office

Virtual office allowed

Notarization

Required

A Panama SRL requires at least two partners and administrators, who can be of any nationality and reside anywhere in the world.

See the full guide for all documents and requirements →

Estimated breakdown (based on avg. $150,000 revenue)

Gross Revenue$150,000
Corporate Tax-$37,500
Formation Cost-$250
Annual Fee-$300
Net Profit$111,950

Simulate with your own revenue →

VAT / Sales Tax

Standard rate 7%. Registration threshold: 36,000 USD. Non-resident B2C providers of digital services are generally not required to register for ITBMS (VAT) in Panama. A reverse charge mechanism may apply for certain B2B transactions.

Banking & payments for Amazon FBA & E-Commerce

Opening a corporate bank account in Panama for an SRL can be challenging and time-consuming, especially for non-resident founders. While some banks allow remote opening via video interviews and apostilled documents, many traditional banks prefer an in-person visit and require extensive KYC, business plans, and proof of economic ties.

Supported payment gateways

PagueloFacil2CheckoutPayPalPayUZota

Remote-friendly accounts

  • Towerbank

    A crypto-friendly Panamanian bank that is increasingly popular for tech and blockchain businesses, offering remote account opening options.

  • Payoneer

    A global fintech platform that supports Panamanian entities for receiving international B2B payments in multiple currencies.

  • Facebank

    A Puerto Rico-based bank that frequently opens USD accounts remotely for Panamanian offshore companies and Latin American clients.

Panama incentives & advantages

EMMA Regime (Manufacturing Services)

Reduced 5% corporate income tax rate, exemption from dividend tax, ITBMS (VAT) exemption on exported services, and special visas for foreign executives.

SEM Regime (Multinational Headquarters)

Reduced 5% corporate income tax rate, dividend tax exemption, and income tax exemptions for foreign executives.

Sociedad de Responsabilidad Limitada (SRL) formation steps

1

Step 1: Choose and reserve a unique company name ending in 'S.R.L.', 'S. de R.L.', or 'LLC' with the Public Registry (1-2 days).

2

Step 2: Appoint a licensed Panamanian attorney or law firm to act as your mandatory Resident Agent.

3

Step 3: Draft the Articles of Incorporation (Pacto Social) detailing the partners, capital quotas, and appointed administrators.

4

Step 4: Notarize the Articles of Incorporation before a Panamanian Notary Public.

5

Step 5: Register the notarized document with the Public Registry of Panama and pay the initial Franchise Tax (Tasa Única).

6

Step 6: Obtain a Tax Identification Number (RUC) from the Directorate General of Revenue (DGI).

7

Step 7: If operating locally within Panama, obtain a Notice of Operation (Aviso de Operación) from the Ministry of Commerce.

8

Step 8: Open a corporate bank account, which requires extensive KYC, business plans, and due diligence (2-4 weeks).

Amazon FBA & E-Commerce FAQ

Can I open a US Amazon FBA account as a non-US resident?

Yes. Forming a US LLC allows you to get an EIN and open a US business bank account, which makes the Amazon Seller Central verification process much smoother and avoids high currency conversion fees.

Do I need to pay US taxes if I sell on Amazon US?

If you are a non-US resident with a single-member LLC and no physical presence (ETBUS) in the US, you may not owe US federal income tax. However, you must still collect and remit Sales Tax in states where you have economic or physical nexus (like storing inventory in an Amazon warehouse).

Which is better for Amazon Europe: UK LTD or US LLC?

A UK LTD is generally better for Amazon Europe as it simplifies obtaining a UK/EU VAT number and EORI number, which are mandatory for importing and storing goods in European fulfillment centers.

Ready to form your Sociedad de Responsabilidad Limitada (SRL)?

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